Please note: This content is for informational purposes only and not financial advice. Consult a professional for your specific situation. Disclaimer Image of a yellow lab buried under shredded paper debt lists, wearing red sunglasses, with a calculator nearby, in a cozy living room setting. Credit: Grok Oh, the eternal chaos! Late-night infomercials hawk it, family dinners explode over pizza tabs, and finance forums crash— Debt Snowball or Debt Avalanche ? I’m a finance manager, strutting in with a suit that’s more wrinkles than Wall Street and a demeanor that’s 80% espresso, 20% “why am I still here?” But teen me? I gawked at a credit card bill, paralyzed between a $25 parking ticket from 2018 and a student loan older than my flip phone. Then Sansa, my red-sunglasses-wearing lab diva, shredded my debt list into chew-toy confetti—lesson one: laugh or lose your mind. Let’s untangle thi...