Please note: This content is for informational purposes only and not financial advice. Consult a professional for your specific situation. Disclaimer Image cartoon of squirrels discussing retirement accounts. Credit: Gemini Retirement used to mean my grandparents’ bingo nights, but now it’s a freak-out fiesta looming over my future—me, hoping I won’t be scrounging couch crumbs to fund my cake obsession. Enter 401(k)s and IRAs, my two squirrel pals (one’s my dog Sansa, judging me in red sunglasses) trying to stash my cash so Future Me isn’t chugging budget prune juice. They’re like choosing between a robot saving buddy (the 401(k)!) or my own personal nut-burying chaos (the IRA!). Here’s my hot mess of a guide to figure out which one’s my cake-saving champ. The 401(k): My Job’s Freebie Fairy (Sometimes) My 401(k)’s like my boss playing fairy godmother, t...